Call reports 2001
TRUST ONE BANK — 2001
What TRUST ONE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 354,655,000 | 352,400,000 | 372,641,000 | 369,206,000 |
| Total loans | 253,009,000 | 255,578,000 | 264,500,000 | 276,265,000 |
| Allowance for loan losses | 3,652,000 | 3,688,000 | 3,222,000 | 3,950,000 |
| Securities available for sale | 59,809,000 | 58,831,000 | 68,638,000 | 69,253,000 |
| Securities held to maturity | 8,999,000 | 6,713,000 | 4,713,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,025,000 | 292,775,000 | 308,665,000 | 293,851,000 |
| Interest-bearing deposits | 276,907,000 | 264,360,000 | 274,523,000 | 261,468,000 |
| Noninterest-bearing deposits | 28,118,000 | 28,415,000 | 34,141,000 | 32,383,000 |
| Equity capital | 23,125,000 | 23,813,000 | 24,976,000 | 24,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,611,000 | 12,893,000 | 18,987,000 | 24,909,000 |
| Interest expense | 4,163,000 | 7,683,000 | 10,786,000 | 13,293,000 |
| Net interest income | 2,448,000 | 5,210,000 | 8,201,000 | 11,616,000 |
| Noninterest income | 182,000 | 398,000 | 663,000 | 895,000 |
| Noninterest expense | 1,501,000 | 3,161,000 | 5,009,000 | 6,824,000 |
| Provision for loan losses | 112,000 | 274,000 | 494,000 | 1,230,000 |
| Pretax income | 1,017,000 | 2,160,000 | 3,228,000 | 4,324,000 |
| Income tax | 316,000 | 662,000 | 986,000 | 1,304,000 |
| Net income | 701,000 | 1,498,000 | 2,242,000 | 3,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,801,000 | 23,505,000 | 24,269,000 | 24,429,000 |
| Total capital | 26,310,000 | 26,975,000 | 27,619,000 | 28,333,000 |
| Risk-weighted assets | 277,007,000 | 274,109,000 | 291,072,000 | 301,874,000 |