Call reports 2025
THREAD BANK — 2025
What THREAD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 797,459,000 | 790,125,000 | 823,391,000 | 953,615,000 |
| Total loans | 353,601,000 | 348,354,000 | 333,805,000 | 368,847,000 |
| Allowance for loan losses | 3,858,000 | 3,996,000 | 4,578,000 | 4,230,000 |
| Securities available for sale | 239,244,000 | 245,003,000 | 250,815,000 | 308,448,000 |
| Securities held to maturity | 52,167,000 | 51,603,000 | 50,888,000 | 49,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,208,000 | 713,151,000 | 740,903,000 | 845,555,000 |
| Interest-bearing deposits | 628,633,000 | 622,936,000 | 659,727,000 | 767,199,000 |
| Noninterest-bearing deposits | 93,575,000 | 90,215,000 | 81,176,000 | 78,356,000 |
| Equity capital | 63,783,000 | 64,427,000 | 67,415,000 | 93,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,911,000 | 22,058,000 | 33,019,000 | 44,884,000 |
| Interest expense | 5,361,000 | 10,829,000 | 16,259,000 | 21,989,000 |
| Net interest income | 5,550,000 | 11,229,000 | 16,760,000 | 22,895,000 |
| Noninterest income | 3,687,000 | 7,867,000 | 12,861,000 | 18,538,000 |
| Noninterest expense | 6,634,000 | 14,079,000 | 22,192,000 | 31,349,000 |
| Provision for loan losses | 1,260,000 | 2,336,000 | 3,169,000 | 5,248,000 |
| Pretax income | 1,374,000 | 2,717,000 | 4,313,000 | 4,895,000 |
| Income tax | 397,000 | 713,000 | 1,134,000 | 1,456,000 |
| Net income | 977,000 | 2,004,000 | 3,179,000 | 3,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,916,000 | 71,992,000 | 73,350,000 | 98,827,000 |
| Total capital | 74,785,000 | 75,999,000 | 77,518,000 | 103,068,000 |
| Risk-weighted assets | 349,744,000 | 344,142,000 | 332,985,000 | 372,670,000 |