Call reports 2022
THREAD BANK — 2022
What THREAD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 298,235,000 | 334,398,000 | 369,541,000 | 417,178,000 |
| Total loans | 109,547,000 | 97,149,000 | 100,900,000 | 105,825,000 |
| Allowance for loan losses | 1,526,000 | 1,676,000 | 1,676,000 | 2,155,000 |
| Securities available for sale | 133,599,000 | 139,448,000 | 92,944,000 | 104,015,000 |
| Securities held to maturity | 0 | 0 | 58,922,000 | 64,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,068,000 | 309,753,000 | 345,259,000 | 382,511,000 |
| Interest-bearing deposits | 212,467,000 | 268,744,000 | 303,603,000 | 337,705,000 |
| Noninterest-bearing deposits | 45,601,000 | 41,009,000 | 41,656,000 | 44,806,000 |
| Equity capital | 27,146,000 | 23,345,000 | 22,729,000 | 21,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 3,198,000 | 5,815,000 | 9,331,000 |
| Interest expense | 138,000 | 421,000 | 1,493,000 | 3,498,000 |
| Net interest income | 1,193,000 | 2,777,000 | 4,322,000 | 5,833,000 |
| Noninterest income | 257,000 | 405,000 | 627,000 | 847,000 |
| Noninterest expense | 2,053,000 | 4,181,000 | 6,876,000 | 9,746,000 |
| Provision for loan losses | 212,000 | 363,000 | 363,000 | 842,000 |
| Pretax income | -814,000 | -1,361,000 | -2,289,000 | -3,907,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -814,000 | -1,361,000 | -2,289,000 | -3,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,658,000 | 38,068,000 | 37,400,000 | 36,284,000 |
| Total capital | 34,184,000 | 39,744,000 | 39,076,000 | 38,243,000 |
| Risk-weighted assets | 135,183,000 | 139,249,000 | 150,073,000 | 156,543,000 |