Call reports 2020
THREAD BANK — 2020
What THREAD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,951,000 | 94,324,000 | 95,016,000 | 98,736,000 |
| Total loans | 51,331,000 | 52,404,000 | 49,764,000 | 46,654,000 |
| Allowance for loan losses | 390,000 | 390,000 | 396,000 | 369,000 |
| Securities available for sale | 11,480,000 | 12,038,000 | 11,664,000 | 13,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,046,000 | 91,110,000 | 92,152,000 | 95,357,000 |
| Interest-bearing deposits | 66,719,000 | 68,305,000 | 69,563,000 | 70,723,000 |
| Noninterest-bearing deposits | 19,326,000 | 22,805,000 | 22,589,000 | 24,634,000 |
| Equity capital | 1,983,000 | 2,278,000 | 2,148,000 | 2,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,752,000 | 2,462,000 | 3,158,000 |
| Interest expense | 86,000 | 169,000 | 250,000 | 328,000 |
| Net interest income | 787,000 | 1,583,000 | 2,212,000 | 2,830,000 |
| Noninterest income | 118,000 | 232,000 | 355,000 | 474,000 |
| Noninterest expense | 997,000 | 1,946,000 | 2,833,000 | 3,661,000 |
| Provision for loan losses | 0 | 0 | 0 | -43,000 |
| Pretax income | -59,000 | -87,000 | -200,000 | -248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -59,000 | -87,000 | -200,000 | -248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,471,000 | 2,443,000 | 2,331,000 | 2,286,000 |
| Total capital | 2,861,000 | 2,833,000 | 2,727,000 | 2,655,000 |
| Risk-weighted assets | 50,505,000 | 50,344,000 | 48,037,000 | 46,226,000 |