Call reports 2019
THREAD BANK — 2019
What THREAD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 90,928,000 | 92,014,000 | 88,864,000 | 88,815,000 |
| Total loans | 59,272,000 | 56,367,000 | 55,033,000 | 52,305,000 |
| Allowance for loan losses | 921,000 | 470,000 | 456,000 | 583,000 |
| Securities available for sale | 9,984,000 | 9,654,000 | 9,089,000 | 9,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,569,000 | 88,573,000 | 85,206,000 | 85,641,000 |
| Interest-bearing deposits | 67,116,000 | 67,625,000 | 65,033,000 | 66,123,000 |
| Noninterest-bearing deposits | 20,453,000 | 20,948,000 | 20,173,000 | 19,518,000 |
| Equity capital | 2,384,000 | 2,453,000 | 2,533,000 | 2,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,004,000 | 3,015,000 | 3,930,000 |
| Interest expense | 89,000 | 179,000 | 268,000 | 356,000 |
| Net interest income | 928,000 | 1,825,000 | 2,747,000 | 3,574,000 |
| Noninterest income | 146,000 | 277,000 | 414,000 | 526,000 |
| Noninterest expense | 1,019,000 | 2,016,000 | 3,014,000 | 3,941,000 |
| Provision for loan losses | 0 | 85,000 | 85,000 | 214,000 |
| Pretax income | 55,000 | 1,000 | 62,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 1,000 | 62,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,571,000 | 2,517,000 | 2,585,000 | 2,527,000 |
| Total capital | 3,296,000 | 2,987,000 | 3,041,000 | 3,110,000 |
| Risk-weighted assets | 57,792,000 | 55,296,000 | 53,076,000 | 51,633,000 |