Call reports 2016
THREAD BANK — 2016
What THREAD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 108,670,000 | 107,592,000 | 106,349,000 | 105,397,000 |
| Total loans | 72,141,000 | 71,712,000 | 70,765,000 | 69,906,000 |
| Allowance for loan losses | 1,054,000 | 1,047,000 | 1,008,000 | 1,009,000 |
| Securities available for sale | 9,552,000 | 9,953,000 | 9,258,000 | 8,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,108,000 | 101,116,000 | 100,074,000 | 99,366,000 |
| Interest-bearing deposits | 83,061,000 | 82,351,000 | 81,091,000 | 79,746,000 |
| Noninterest-bearing deposits | 19,048,000 | 18,765,000 | 18,983,000 | 19,620,000 |
| Equity capital | 4,403,000 | 4,312,000 | 4,121,000 | 4,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,262,000 | 3,358,000 | 4,448,000 |
| Interest expense | 84,000 | 171,000 | 261,000 | 354,000 |
| Net interest income | 1,079,000 | 2,091,000 | 3,097,000 | 4,094,000 |
| Noninterest income | 107,000 | 286,000 | 351,000 | 492,000 |
| Noninterest expense | 1,465,000 | 2,768,000 | 3,895,000 | 5,029,000 |
| Provision for loan losses | 1,000 | 1,000 | 161,000 | 161,000 |
| Pretax income | -280,000 | -384,000 | -600,000 | -596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -280,000 | -384,000 | -600,000 | -596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,371,000 | 4,275,000 | 4,089,000 | 4,145,000 |
| Total capital | 5,298,000 | 5,184,000 | 4,995,000 | 5,031,000 |
| Risk-weighted assets | 73,734,000 | 72,386,000 | 72,165,000 | 70,682,000 |