Call reports 2015
THREAD BANK — 2015
What THREAD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,700,000 | 110,851,000 | 112,920,000 | 109,687,000 |
| Total loans | 77,437,000 | 77,895,000 | 75,752,000 | 76,126,000 |
| Allowance for loan losses | 1,124,000 | 1,034,000 | 1,036,000 | 1,051,000 |
| Securities available for sale | 8,456,000 | 8,670,000 | 10,129,000 | 9,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,393,000 | 103,023,000 | 105,299,000 | 103,028,000 |
| Interest-bearing deposits | 87,660,000 | 85,149,000 | 85,562,000 | 82,536,000 |
| Noninterest-bearing deposits | 17,733,000 | 17,874,000 | 19,737,000 | 20,492,000 |
| Equity capital | 5,498,000 | 5,527,000 | 5,261,000 | 4,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,230,000 | 3,341,000 | 4,485,000 |
| Interest expense | 87,000 | 172,000 | 259,000 | 343,000 |
| Net interest income | 1,085,000 | 2,058,000 | 3,082,000 | 4,142,000 |
| Noninterest income | 466,000 | 1,127,000 | 1,451,000 | 1,814,000 |
| Noninterest expense | 1,544,000 | 3,120,000 | 4,757,000 | 6,779,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 21,000 |
| Pretax income | 6,000 | 63,000 | -226,000 | -844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 63,000 | -226,000 | -844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,545,000 | 5,560,000 | 5,280,000 | 4,713,000 |
| Total capital | 6,516,000 | 6,525,000 | 6,235,000 | 5,663,000 |
| Risk-weighted assets | 77,584,000 | 76,949,000 | 76,071,000 | 75,702,000 |