Call reports 2013
THREAD BANK — 2013
What THREAD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,838,000 | 119,790,000 | 118,845,000 | 115,829,000 |
| Total loans | 85,340,000 | 85,546,000 | 83,642,000 | 78,690,000 |
| Allowance for loan losses | 1,036,000 | 1,066,000 | 1,081,000 | 1,124,000 |
| Securities available for sale | 11,572,000 | 10,687,000 | 9,945,000 | 9,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,850,000 | 110,484,000 | 109,381,000 | 106,843,000 |
| Interest-bearing deposits | 95,053,000 | 94,146,000 | 92,457,000 | 91,306,000 |
| Noninterest-bearing deposits | 16,797,000 | 16,338,000 | 16,924,000 | 15,537,000 |
| Equity capital | 5,898,000 | 6,001,000 | 5,996,000 | 5,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,357,000 | 3,676,000 | 4,983,000 |
| Interest expense | 145,000 | 278,000 | 400,000 | 511,000 |
| Net interest income | 986,000 | 2,079,000 | 3,276,000 | 4,472,000 |
| Noninterest income | 552,000 | 1,350,000 | 2,069,000 | 2,498,000 |
| Noninterest expense | 1,491,000 | 3,137,000 | 4,945,000 | 6,649,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 89,000 | 353,000 | 436,000 | 332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 353,000 | 436,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,078,000 | 6,343,000 | 6,425,000 | 6,322,000 |
| Total capital | 7,089,000 | 7,322,000 | 7,391,000 | 7,246,000 |
| Risk-weighted assets | 80,870,000 | 78,209,000 | 77,178,000 | 73,748,000 |