Call reports 2012
THREAD BANK — 2012
What THREAD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 131,162,000 | 127,566,000 | 122,492,000 | 128,312,000 |
| Total loans | 84,926,000 | 84,101,000 | 86,012,000 | 86,171,000 |
| Allowance for loan losses | 2,564,000 | 2,259,000 | 2,278,000 | 2,052,000 |
| Securities available for sale | 13,434,000 | 22,839,000 | 20,942,000 | 14,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,653,000 | 116,200,000 | 113,605,000 | 112,878,000 |
| Interest-bearing deposits | 99,896,000 | 100,091,000 | 98,037,000 | 97,600,000 |
| Noninterest-bearing deposits | 16,757,000 | 16,109,000 | 15,568,000 | 15,277,000 |
| Equity capital | 5,552,000 | 5,307,000 | 5,432,000 | 5,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,441,000 | 3,687,000 | 4,993,000 |
| Interest expense | 231,000 | 446,000 | 644,000 | 829,000 |
| Net interest income | 1,008,000 | 1,995,000 | 3,043,000 | 4,164,000 |
| Noninterest income | 312,000 | 289,000 | 546,000 | 1,397,000 |
| Noninterest expense | 1,312,000 | 2,527,000 | 3,836,000 | 5,386,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 63,000 | -238,000 | -224,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | -238,000 | -224,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,807,000 | 5,507,000 | 5,521,000 | 5,990,000 |
| Total capital | 6,814,000 | 6,508,000 | 6,539,000 | 6,957,000 |
| Risk-weighted assets | 78,909,000 | 78,848,000 | 80,188,000 | 76,265,000 |