Call reports 2010
THREAD BANK — 2010
What THREAD BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 142,317,000 | 139,909,000 | 137,606,000 | 132,823,000 |
| Total loans | 115,113,000 | 112,135,000 | 108,699,000 | 105,430,000 |
| Allowance for loan losses | 2,136,000 | 2,164,000 | 2,908,000 | 3,723,000 |
| Securities available for sale | 14,076,000 | 13,006,000 | 13,014,000 | 12,684,000 |
| Securities held to maturity | 83,000 | 74,000 | 64,000 | 56,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,500,000 | 120,190,000 | 118,133,000 | 116,454,000 |
| Interest-bearing deposits | 106,312,000 | 103,560,000 | 101,687,000 | 102,041,000 |
| Noninterest-bearing deposits | 16,188,000 | 16,630,000 | 16,446,000 | 14,413,000 |
| Equity capital | 11,690,000 | 11,578,000 | 9,873,000 | 6,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,143,000 | 4,696,000 | 6,196,000 |
| Interest expense | 565,000 | 1,082,000 | 1,559,000 | 1,985,000 |
| Net interest income | 956,000 | 2,061,000 | 3,137,000 | 4,211,000 |
| Noninterest income | 90,000 | 335,000 | -5,000 | -42,000 |
| Noninterest expense | 1,147,000 | 2,429,000 | 3,606,000 | 4,971,000 |
| Provision for loan losses | 25,000 | 301,000 | 2,643,000 | 2,656,000 |
| Pretax income | -126,000 | -334,000 | -3,117,000 | -3,458,000 |
| Income tax | -74,000 | -180,000 | -1,272,000 | -5,000 |
| Net income | -52,000 | -154,000 | -1,845,000 | -3,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,300,000 | 11,197,000 | 9,086,000 | 6,690,000 |
| Total capital | 12,657,000 | 12,522,000 | 10,354,000 | 7,905,000 |
| Risk-weighted assets | 107,815,000 | 105,129,000 | 99,769,000 | 94,690,000 |