Call reports 2009
THREAD BANK — 2009
What THREAD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 142,555,000 | 142,190,000 | 141,424,000 | 141,275,000 |
| Total loans | 106,034,000 | 109,591,000 | 115,371,000 | 115,572,000 |
| Allowance for loan losses | 1,041,000 | 1,889,000 | 1,868,000 | 3,032,000 |
| Securities available for sale | 23,616,000 | 23,714,000 | 16,984,000 | 14,589,000 |
| Securities held to maturity | 126,000 | 114,000 | 102,000 | 92,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,113,000 | 122,125,000 | 118,249,000 | 120,856,000 |
| Interest-bearing deposits | 106,463,000 | 107,344,000 | 102,978,000 | 104,782,000 |
| Noninterest-bearing deposits | 14,650,000 | 14,781,000 | 15,271,000 | 16,074,000 |
| Equity capital | 12,073,000 | 11,572,000 | 11,928,000 | 10,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,808,000 | 5,760,000 | 7,593,000 |
| Interest expense | 708,000 | 1,406,000 | 2,045,000 | 2,644,000 |
| Net interest income | 1,183,000 | 2,402,000 | 3,715,000 | 4,949,000 |
| Noninterest income | 94,000 | 243,000 | 341,000 | 536,000 |
| Noninterest expense | 1,102,000 | 2,297,000 | 3,456,000 | 4,488,000 |
| Provision for loan losses | 93,000 | 957,000 | 957,000 | 2,533,000 |
| Pretax income | 106,000 | -583,000 | -223,000 | -1,368,000 |
| Income tax | 14,000 | -275,000 | -166,000 | 15,000 |
| Net income | 92,000 | -308,000 | -57,000 | -1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,617,000 | 11,217,000 | 11,468,000 | 10,143,000 |
| Total capital | 12,658,000 | 12,529,000 | 12,810,000 | 11,495,000 |
| Risk-weighted assets | 103,547,000 | 104,395,000 | 106,862,000 | 106,150,000 |