Call reports 2008
THREAD BANK — 2008
What THREAD BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 135,773,000 | 134,105,000 | 134,212,000 | 137,601,000 |
| Total loans | 95,697,000 | 94,447,000 | 96,594,000 | 101,153,000 |
| Allowance for loan losses | 1,300,000 | 1,083,000 | 907,000 | 984,000 |
| Securities available for sale | 26,342,000 | 25,322,000 | 24,928,000 | 24,410,000 |
| Securities held to maturity | 173,000 | 160,000 | 148,000 | 136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,666,000 | 118,451,000 | 116,571,000 | 115,476,000 |
| Interest-bearing deposits | 105,108,000 | 102,910,000 | 101,787,000 | 101,336,000 |
| Noninterest-bearing deposits | 14,558,000 | 15,541,000 | 14,784,000 | 14,140,000 |
| Equity capital | 11,521,000 | 11,267,000 | 11,478,000 | 11,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,080,000 | 5,964,000 | 7,915,000 |
| Interest expense | 998,000 | 1,855,000 | 2,630,000 | 3,377,000 |
| Net interest income | 1,085,000 | 2,225,000 | 3,334,000 | 4,538,000 |
| Noninterest income | 147,000 | 325,000 | 481,000 | 652,000 |
| Noninterest expense | 1,045,000 | 2,148,000 | 3,257,000 | 4,342,000 |
| Provision for loan losses | 45,000 | 90,000 | 161,000 | 161,000 |
| Pretax income | 155,000 | 343,000 | 434,000 | 724,000 |
| Income tax | 27,000 | 66,000 | 69,000 | 151,000 |
| Net income | 128,000 | 277,000 | 365,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,079,000 | 11,228,000 | 11,316,000 | 11,525,000 |
| Total capital | 12,288,000 | 12,311,000 | 12,223,000 | 12,509,000 |
| Risk-weighted assets | 96,643,000 | 96,111,000 | 97,003,000 | 100,525,000 |