Call reports 2005
THREAD BANK — 2005
What THREAD BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 115,661,000 | 114,217,000 | 114,922,000 | 115,796,000 |
| Total loans | 84,395,000 | 86,370,000 | 82,420,000 | 86,243,000 |
| Allowance for loan losses | 1,026,000 | 1,009,000 | 1,050,000 | 1,082,000 |
| Securities available for sale | 17,654,000 | 16,530,000 | 16,502,000 | 17,151,000 |
| Securities held to maturity | 367,000 | 347,000 | 327,000 | 307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,536,000 | 97,837,000 | 98,228,000 | 98,936,000 |
| Interest-bearing deposits | 82,363,000 | 82,246,000 | 81,836,000 | 82,813,000 |
| Noninterest-bearing deposits | 17,173,000 | 15,591,000 | 16,392,000 | 16,123,000 |
| Equity capital | 8,941,000 | 9,192,000 | 9,391,000 | 9,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,361,000 | 5,127,000 | 6,980,000 |
| Interest expense | 395,000 | 852,000 | 1,383,000 | 1,972,000 |
| Net interest income | 1,235,000 | 2,509,000 | 3,744,000 | 5,008,000 |
| Noninterest income | 152,000 | 317,000 | 486,000 | 656,000 |
| Noninterest expense | 1,071,000 | 2,215,000 | 3,281,000 | 4,325,000 |
| Provision for loan losses | 45,000 | 90,000 | 155,000 | 195,000 |
| Pretax income | 271,000 | 521,000 | 794,000 | 1,144,000 |
| Income tax | 70,000 | 132,000 | 204,000 | 305,000 |
| Net income | 201,000 | 389,000 | 590,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,898,000 | 9,081,000 | 9,285,000 | 9,536,000 |
| Total capital | 9,924,000 | 10,090,000 | 10,335,000 | 10,619,000 |
| Risk-weighted assets | 84,870,000 | 88,056,000 | 84,536,000 | 86,648,000 |