Call reports 2002
THREAD BANK — 2002
What THREAD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 113,429,000 | 111,758,000 | 111,410,000 | 111,271,000 |
| Total loans | 70,648,000 | 69,919,000 | 68,330,000 | 68,125,000 |
| Allowance for loan losses | 916,000 | 1,276,000 | 1,035,000 | 1,111,000 |
| Securities available for sale | 27,379,000 | 29,754,000 | 29,007,000 | 27,395,000 |
| Securities held to maturity | 623,000 | 620,000 | 615,000 | 1,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,719,000 | 101,715,000 | 100,940,000 | 100,021,000 |
| Interest-bearing deposits | 91,518,000 | 88,192,000 | 89,028,000 | 87,798,000 |
| Noninterest-bearing deposits | 12,201,000 | 13,523,000 | 11,912,000 | 12,223,000 |
| Equity capital | 7,714,000 | 8,024,000 | 8,445,000 | 8,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,830,000 | 3,704,000 | 5,474,000 | 7,160,000 |
| Interest expense | 703,000 | 1,310,000 | 1,855,000 | 2,372,000 |
| Net interest income | 1,127,000 | 2,394,000 | 3,619,000 | 4,788,000 |
| Noninterest income | 36,000 | -65,000 | 52,000 | 116,000 |
| Noninterest expense | 864,000 | 1,745,000 | 2,646,000 | 3,526,000 |
| Provision for loan losses | 90,000 | 545,000 | 595,000 | 795,000 |
| Pretax income | 243,000 | 78,000 | 469,000 | 622,000 |
| Income tax | 81,000 | 4,000 | 136,000 | 177,000 |
| Net income | 162,000 | 74,000 | 333,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,901,000 | 7,786,000 | 8,036,000 | 8,116,000 |
| Total capital | 8,773,000 | 8,653,000 | 8,893,000 | 8,983,000 |
| Risk-weighted assets | 69,731,000 | 68,944,000 | 68,392,000 | 69,114,000 |