Call reports 2001
THREAD BANK — 2001
What THREAD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 119,273,000 | 119,916,000 | 114,445,000 | 114,096,000 |
| Total loans | 74,468,000 | 76,787,000 | 74,999,000 | 73,066,000 |
| Allowance for loan losses | 995,000 | 994,000 | 938,000 | 908,000 |
| Securities available for sale | 29,352,000 | 26,969,000 | 24,119,000 | 25,612,000 |
| Securities held to maturity | 1,754,000 | 1,749,000 | 1,745,000 | 627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,422,000 | 110,132,000 | 104,147,000 | 103,969,000 |
| Interest-bearing deposits | 97,682,000 | 98,602,000 | 92,586,000 | 92,575,000 |
| Noninterest-bearing deposits | 11,740,000 | 11,530,000 | 11,561,000 | 11,394,000 |
| Equity capital | 7,699,000 | 7,798,000 | 8,150,000 | 8,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 4,748,000 | 6,966,000 | 8,987,000 |
| Interest expense | 1,328,000 | 2,585,000 | 3,715,000 | 4,641,000 |
| Net interest income | 1,066,000 | 2,163,000 | 3,251,000 | 4,346,000 |
| Noninterest income | 82,000 | 167,000 | 251,000 | 220,000 |
| Noninterest expense | 797,000 | 1,607,000 | 2,382,000 | 3,164,000 |
| Provision for loan losses | 75,000 | 160,000 | 160,000 | 265,000 |
| Pretax income | 284,000 | 573,000 | 972,000 | 1,162,000 |
| Income tax | 101,000 | 204,000 | 348,000 | 412,000 |
| Net income | 183,000 | 369,000 | 624,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,654,000 | 7,801,000 | 8,027,000 | 8,122,000 |
| Total capital | 8,583,000 | 8,753,000 | 8,948,000 | 9,030,000 |
| Risk-weighted assets | 74,253,000 | 76,348,000 | 73,683,000 | 72,575,000 |