Call reports 2006
BANK OF WARRENSBURG — 2006
What BANK OF WARRENSBURG reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 9,311,000 | 9,383,000 | 11,164,000 | 9,527,000 |
| Total loans | 6,970,000 | 7,049,000 | 7,295,000 | 6,751,000 |
| Allowance for loan losses | 65,000 | 64,000 | 86,000 | 23,000 |
| Securities available for sale | 1,130,000 | 1,112,000 | 1,122,000 | 1,117,000 |
| Securities held to maturity | 109,000 | 108,000 | 108,000 | 107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,417,000 | 7,481,000 | 9,070,000 | 7,605,000 |
| Interest-bearing deposits | 6,101,000 | 6,144,000 | 7,567,000 | 5,966,000 |
| Noninterest-bearing deposits | 1,316,000 | 1,337,000 | 1,503,000 | 1,639,000 |
| Equity capital | 1,367,000 | 1,386,000 | 1,373,000 | 1,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 152,000 | 307,000 | 468,000 | 625,000 |
| Interest expense | 32,000 | 79,000 | 121,000 | 173,000 |
| Net interest income | 120,000 | 228,000 | 347,000 | 452,000 |
| Noninterest income | 13,000 | 33,000 | 49,000 | 66,000 |
| Noninterest expense | 104,000 | 193,000 | 320,000 | 479,000 |
| Provision for loan losses | 0 | 0 | 23,000 | 76,000 |
| Pretax income | 29,000 | 68,000 | 53,000 | -37,000 |
| Income tax | 6,000 | 17,000 | 23,000 | -15,000 |
| Net income | 23,000 | 51,000 | 30,000 | -22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,377,000 | 1,405,000 | 1,384,000 | 1,132,000 |
| Total capital | 1,442,000 | 1,469,000 | 1,470,000 | 1,155,000 |
| Risk-weighted assets | 6,247,000 | 6,373,000 | 6,964,000 | 6,213,000 |