Call reports 2002
BANK OF WARRENSBURG — 2002
What BANK OF WARRENSBURG reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 8,205,000 | 8,440,000 | 9,056,000 | 9,698,000 |
| Total loans | 5,823,000 | 6,390,000 | 6,700,000 | 6,566,000 |
| Allowance for loan losses | 79,000 | 81,000 | 75,000 | 76,000 |
| Securities available for sale | 1,179,000 | 1,165,000 | 1,047,000 | 1,131,000 |
| Securities held to maturity | 240,000 | 237,000 | 235,000 | 169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,923,000 | 7,075,000 | 7,675,000 | 8,360,000 |
| Interest-bearing deposits | 5,526,000 | 5,980,000 | 6,390,000 | 6,560,000 |
| Noninterest-bearing deposits | 1,397,000 | 1,095,000 | 1,285,000 | 1,800,000 |
| Equity capital | 1,228,000 | 1,249,000 | 1,299,000 | 1,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 152,000 | 313,000 | 485,000 | 648,000 |
| Interest expense | 41,000 | 81,000 | 122,000 | 165,000 |
| Net interest income | 111,000 | 232,000 | 363,000 | 483,000 |
| Noninterest income | 17,000 | 32,000 | 49,000 | 65,000 |
| Noninterest expense | 87,000 | 178,000 | 265,000 | 378,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 39,000 | 83,000 | 142,000 | 164,000 |
| Income tax | 8,000 | 18,000 | 33,000 | 26,000 |
| Net income | 31,000 | 65,000 | 109,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,215,000 | 1,227,000 | 1,271,000 | 1,257,000 |
| Total capital | 1,279,000 | 1,295,000 | 1,344,000 | 1,328,000 |
| Risk-weighted assets | 5,126,000 | 5,454,000 | 5,878,000 | 5,703,000 |