Call reports 2001
BANK OF WARRENSBURG — 2001
What BANK OF WARRENSBURG reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,098,000 | 9,310,000 | 9,013,000 | 8,619,000 |
| Total loans | 5,387,000 | 5,885,000 | 5,874,000 | 5,485,000 |
| Allowance for loan losses | 67,000 | 69,000 | 73,000 | 76,000 |
| Securities available for sale | 2,036,000 | 1,905,000 | 1,678,000 | 1,242,000 |
| Securities held to maturity | 276,000 | 274,000 | 271,000 | 243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,837,000 | 8,046,000 | 7,700,000 | 7,364,000 |
| Interest-bearing deposits | 6,624,000 | 6,987,000 | 6,664,000 | 5,578,000 |
| Noninterest-bearing deposits | 1,213,000 | 1,059,000 | 1,036,000 | 1,786,000 |
| Equity capital | 1,187,000 | 1,189,000 | 1,225,000 | 1,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 352,000 | 525,000 | 689,000 |
| Interest expense | 75,000 | 154,000 | 226,000 | 279,000 |
| Net interest income | 101,000 | 198,000 | 299,000 | 410,000 |
| Noninterest income | 14,000 | 32,000 | 50,000 | 67,000 |
| Noninterest expense | 84,000 | 171,000 | 259,000 | 348,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 28,000 | 54,000 | 82,000 | 118,000 |
| Income tax | 5,000 | 8,000 | 12,000 | 22,000 |
| Net income | 23,000 | 46,000 | 70,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,171,000 | 1,178,000 | 1,202,000 | 1,184,000 |
| Total capital | 1,236,000 | 1,246,000 | 1,270,000 | 1,247,000 |
| Risk-weighted assets | 5,163,000 | 5,426,000 | 5,413,000 | 5,062,000 |