Call reports 2026
CLARE BANK, NATIONAL ASSOCIATION — 2026
What CLARE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 342,755,000 | 332,461,000 |
| Total loans | 172,951,000 | 177,109,000 |
| Allowance for loan losses | 819,000 | 861,000 |
| Securities available for sale | 112,359,000 | 108,153,000 |
| Securities held to maturity | 38,387,000 | 37,463,000 |
| Trading assets | 0 | 0 |
| Total deposits | 286,713,000 | 275,959,000 |
| Interest-bearing deposits | 231,885,000 | 220,014,000 |
| Noninterest-bearing deposits | 54,828,000 | 55,945,000 |
| Equity capital | 30,439,000 | 31,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,403,000 | 6,795,000 |
| Interest expense | 1,428,000 | 2,755,000 |
| Net interest income | 1,975,000 | 4,040,000 |
| Noninterest income | 70,000 | 155,000 |
| Noninterest expense | 1,186,000 | 2,389,000 |
| Provision for loan losses | 0 | 30,000 |
| Pretax income | 831,000 | 1,766,000 |
| Income tax | 0 | 0 |
| Net income | 831,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 40,258,000 | 40,192,000 |
| Total capital | — | 41,083,000 |
| Risk-weighted assets | — | 166,255,000 |