Call reports 2017
CLARE BANK, NATIONAL ASSOCIATION — 2017
What CLARE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 283,720,000 | 276,888,000 | 273,111,000 | 275,115,000 |
| Total loans | 145,900,000 | 147,937,000 | 147,002,000 | 144,747,000 |
| Allowance for loan losses | 560,000 | 561,000 | 561,000 | 563,000 |
| Securities available for sale | 86,113,000 | 80,873,000 | 96,346,000 | 93,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,845,000 | 245,178,000 | 240,532,000 | 243,597,000 |
| Interest-bearing deposits | 222,839,000 | 213,428,000 | 208,885,000 | 209,273,000 |
| Noninterest-bearing deposits | 30,006,000 | 31,750,000 | 31,647,000 | 34,324,000 |
| Equity capital | 30,563,000 | 31,090,000 | 31,140,000 | 31,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,927,000 | 3,902,000 | 6,003,000 | 8,061,000 |
| Interest expense | 306,000 | 610,000 | 923,000 | 1,221,000 |
| Net interest income | 1,621,000 | 3,292,000 | 5,080,000 | 6,840,000 |
| Noninterest income | 80,000 | 162,000 | 252,000 | 349,000 |
| Noninterest expense | 972,000 | 1,998,000 | 2,917,000 | 3,961,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 729,000 | 1,451,000 | 2,410,000 | 3,223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 729,000 | 1,451,000 | 2,410,000 | 3,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,878,000 | 30,738,000 | 30,946,000 | 31,685,000 |
| Total capital | 30,438,000 | 31,299,000 | 31,507,000 | 32,248,000 |
| Risk-weighted assets | 117,931,000 | 115,789,000 | 117,480,000 | 115,968,000 |