Call reports 2011
CLARE BANK, NATIONAL ASSOCIATION — 2011
What CLARE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 256,885,000 | 252,942,000 | 253,148,000 | 260,438,000 |
| Total loans | 156,325,000 | 156,255,000 | 161,515,000 | 162,741,000 |
| Allowance for loan losses | 611,000 | 573,000 | 570,000 | 572,000 |
| Securities available for sale | 79,876,000 | 76,381,000 | 77,780,000 | 71,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,563,000 | 227,043,000 | 224,702,000 | 232,514,000 |
| Interest-bearing deposits | 209,983,000 | 204,424,000 | 202,015,000 | 206,226,000 |
| Noninterest-bearing deposits | 21,580,000 | 22,619,000 | 22,687,000 | 26,288,000 |
| Equity capital | 24,188,000 | 25,056,000 | 25,574,000 | 26,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,531,000 | 5,057,000 | 7,518,000 | 10,096,000 |
| Interest expense | 663,000 | 1,302,000 | 1,927,000 | 2,520,000 |
| Net interest income | 1,868,000 | 3,755,000 | 5,591,000 | 7,576,000 |
| Noninterest income | 121,000 | 243,000 | 374,000 | 491,000 |
| Noninterest expense | 854,000 | 1,717,000 | 2,464,000 | 3,206,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,135,000 | 2,281,000 | 3,771,000 | 5,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,135,000 | 2,281,000 | 3,771,000 | 5,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,394,000 | 22,084,000 | 22,864,000 | 23,830,000 |
| Total capital | 22,005,000 | 22,657,000 | 23,434,000 | 24,402,000 |
| Risk-weighted assets | 104,233,000 | 104,484,000 | 107,079,000 | 107,506,000 |