Call reports 2001
CLARE BANK, NATIONAL ASSOCIATION — 2001
What CLARE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 148,772,000 | 152,522,000 | 155,234,000 | 164,161,000 |
| Total loans | 96,573,000 | 96,822,000 | 96,682,000 | 98,076,000 |
| Allowance for loan losses | 802,000 | 803,000 | 809,000 | 818,000 |
| Securities available for sale | 35,003,000 | 36,870,000 | 43,395,000 | 50,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,500,000 | 135,963,000 | 138,473,000 | 148,242,000 |
| Interest-bearing deposits | 119,987,000 | 122,144,000 | 124,023,000 | 130,416,000 |
| Noninterest-bearing deposits | 12,513,000 | 13,819,000 | 14,450,000 | 17,826,000 |
| Equity capital | 11,788,000 | 11,895,000 | 12,265,000 | 12,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,499,000 | 5,028,000 | 7,502,000 | 10,045,000 |
| Interest expense | 1,473,000 | 2,982,000 | 4,437,000 | 5,849,000 |
| Net interest income | 1,026,000 | 2,046,000 | 3,065,000 | 4,196,000 |
| Noninterest income | 97,000 | 223,000 | 333,000 | 497,000 |
| Noninterest expense | 663,000 | 1,306,000 | 1,969,000 | 2,581,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 460,000 | 963,000 | 1,429,000 | 2,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 963,000 | 1,429,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,149,000 | 11,170,000 | 11,205,000 | 11,292,000 |
| Total capital | 11,951,000 | 11,973,000 | 12,014,000 | 12,110,000 |
| Risk-weighted assets | 74,452,000 | 79,791,000 | 76,332,000 | 78,978,000 |