Call reports 2024
STATE BANK & TRUST COMPANY — 2024
What STATE BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 140,493,000 | 147,179,000 | 145,855,000 | 144,342,000 |
| Total loans | 87,449,000 | 88,488,000 | 90,302,000 | 91,860,000 |
| Allowance for loan losses | 1,487,000 | 1,503,000 | 1,480,000 | 1,474,000 |
| Securities available for sale | 30,096,000 | 29,394,000 | 29,781,000 | 30,100,000 |
| Securities held to maturity | 13,659,000 | 13,439,000 | 13,212,000 | 12,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,477,000 | 129,743,000 | 126,905,000 | 125,853,000 |
| Interest-bearing deposits | 84,107,000 | 91,073,000 | 89,421,000 | 88,003,000 |
| Noninterest-bearing deposits | 39,370,000 | 38,670,000 | 37,484,000 | 37,850,000 |
| Equity capital | 10,922,000 | 11,313,000 | 12,678,000 | 12,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,463,000 | 5,358,000 | 7,308,000 |
| Interest expense | 385,000 | 853,000 | 1,388,000 | 1,944,000 |
| Net interest income | 1,314,000 | 2,610,000 | 3,970,000 | 5,364,000 |
| Noninterest income | 96,000 | 202,000 | 297,000 | 389,000 |
| Noninterest expense | 1,132,000 | 2,152,000 | 3,263,000 | 4,323,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 259,000 | 641,000 | 985,000 | 1,411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 259,000 | 641,000 | 985,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,929,000 | 16,261,000 | 16,464,000 | 16,892,000 |
| Total capital | 17,103,000 | 17,451,000 | 17,666,000 | 18,120,000 |
| Risk-weighted assets | 93,609,000 | 94,906,000 | 95,927,000 | 98,005,000 |