Call reports 2023
STATE BANK & TRUST COMPANY — 2023
What STATE BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 148,346,000 | 144,460,000 | 145,170,000 | 140,633,000 |
| Total loans | 77,143,000 | 81,179,000 | 80,950,000 | 86,812,000 |
| Allowance for loan losses | 1,369,000 | 1,488,000 | 1,471,000 | 1,491,000 |
| Securities available for sale | 42,525,000 | 38,493,000 | 36,527,000 | 32,355,000 |
| Securities held to maturity | 14,474,000 | 14,261,000 | 14,027,000 | 13,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,493,000 | 128,382,000 | 129,779,000 | 122,207,000 |
| Interest-bearing deposits | 89,137,000 | 87,138,000 | 89,591,000 | 84,521,000 |
| Noninterest-bearing deposits | 48,356,000 | 41,244,000 | 40,188,000 | 37,686,000 |
| Equity capital | 10,076,000 | 10,117,000 | 9,188,000 | 11,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,025,000 | 4,619,000 | 6,270,000 |
| Interest expense | 167,000 | 388,000 | 703,000 | 1,071,000 |
| Net interest income | 1,339,000 | 2,637,000 | 3,916,000 | 5,199,000 |
| Noninterest income | 81,000 | 161,000 | 250,000 | 339,000 |
| Noninterest expense | 1,086,000 | 2,126,000 | 3,268,000 | 4,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 334,000 | 633,000 | 860,000 | 1,128,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 633,000 | 860,000 | 1,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,226,000 | 15,524,000 | 15,751,000 | 16,020,000 |
| Total capital | 16,313,000 | 16,656,000 | 16,886,000 | 17,202,000 |
| Risk-weighted assets | 86,717,000 | 90,262,000 | 90,465,000 | 94,265,000 |
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