Call reports 2022
STATE BANK & TRUST COMPANY — 2022
What STATE BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 172,074,000 | 165,942,000 | 158,209,000 | 149,088,000 |
| Total loans | 72,298,000 | 74,603,000 | 72,404,000 | 76,354,000 |
| Allowance for loan losses | 1,491,000 | 1,493,000 | 1,494,000 | 1,492,000 |
| Securities available for sale | 60,535,000 | 67,003,000 | 49,732,000 | 44,686,000 |
| Securities held to maturity | 0 | 0 | 14,852,000 | 14,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,556,000 | 155,578,000 | 149,182,000 | 138,926,000 |
| Interest-bearing deposits | 96,455,000 | 97,787,000 | 90,071,000 | 86,965,000 |
| Noninterest-bearing deposits | 63,101,000 | 57,791,000 | 59,111,000 | 51,961,000 |
| Equity capital | 11,857,000 | 9,649,000 | 8,306,000 | 9,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,438,000 | 3,830,000 | 5,281,000 |
| Interest expense | 97,000 | 192,000 | 280,000 | 375,000 |
| Net interest income | 1,021,000 | 2,246,000 | 3,550,000 | 4,906,000 |
| Noninterest income | 73,000 | 144,000 | 230,000 | 314,000 |
| Noninterest expense | 889,000 | 1,767,000 | 2,735,000 | 3,710,000 |
| Provision for loan losses | 23,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 182,000 | 593,000 | 1,015,000 | 1,401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 593,000 | 1,015,000 | 1,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,561,000 | 14,637,000 | 14,859,000 | 15,093,000 |
| Total capital | 15,593,000 | 15,722,000 | 15,921,000 | 16,193,000 |
| Risk-weighted assets | 82,177,000 | 86,448,000 | 84,572,000 | 87,616,000 |