Call reports 2021
STATE BANK & TRUST COMPANY — 2021
What STATE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 129,850,000 | 129,523,000 | 133,397,000 | 170,268,000 |
| Total loans | 85,235,000 | 86,510,000 | 80,762,000 | 77,415,000 |
| Allowance for loan losses | 1,287,000 | 1,324,000 | 1,406,000 | 1,468,000 |
| Securities available for sale | 22,679,000 | 19,251,000 | 22,939,000 | 33,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,382,000 | 114,048,000 | 117,716,000 | 155,176,000 |
| Interest-bearing deposits | 79,193,000 | 80,096,000 | 79,233,000 | 95,022,000 |
| Noninterest-bearing deposits | 35,189,000 | 33,952,000 | 38,483,000 | 60,154,000 |
| Equity capital | 14,998,000 | 14,894,000 | 15,003,000 | 14,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 3,002,000 | 4,139,000 | 5,340,000 |
| Interest expense | 106,000 | 205,000 | 304,000 | 404,000 |
| Net interest income | 1,246,000 | 2,797,000 | 3,835,000 | 4,936,000 |
| Noninterest income | 102,000 | 199,000 | 303,000 | 464,000 |
| Noninterest expense | 849,000 | 1,768,000 | 2,734,000 | 3,964,000 |
| Provision for loan losses | 45,000 | 677,000 | 707,000 | 752,000 |
| Pretax income | 454,000 | 551,000 | 697,000 | 684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 551,000 | 697,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,691,000 | 14,515,000 | 14,661,000 | 14,379,000 |
| Total capital | 15,735,000 | 15,547,000 | 15,682,000 | 15,390,000 |
| Risk-weighted assets | 83,320,000 | 82,271,000 | 81,371,000 | 80,426,000 |