Call reports 2018
STATE BANK & TRUST COMPANY — 2018
What STATE BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 117,633,000 | 117,711,000 | 122,767,000 | 116,125,000 |
| Total loans | 90,664,000 | 91,004,000 | 86,167,000 | 87,872,000 |
| Allowance for loan losses | 1,384,000 | 1,374,000 | 1,444,000 | 1,526,000 |
| Securities available for sale | 13,219,000 | 13,664,000 | 13,278,000 | 14,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,421,000 | 104,322,000 | 109,600,000 | 102,460,000 |
| Interest-bearing deposits | 80,718,000 | 80,267,000 | 78,367,000 | 77,835,000 |
| Noninterest-bearing deposits | 23,703,000 | 24,055,000 | 31,233,000 | 24,625,000 |
| Equity capital | 12,856,000 | 13,010,000 | 12,725,000 | 13,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,449,000 | 3,689,000 | 4,983,000 |
| Interest expense | 148,000 | 307,000 | 477,000 | 652,000 |
| Net interest income | 1,061,000 | 2,142,000 | 3,212,000 | 4,331,000 |
| Noninterest income | 93,000 | 203,000 | 299,000 | 406,000 |
| Noninterest expense | 895,000 | 1,825,000 | 2,607,000 | 3,210,000 |
| Provision for loan losses | 75,000 | 150,000 | 685,000 | 760,000 |
| Pretax income | 184,000 | 370,000 | 219,000 | 767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 370,000 | 219,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,152,000 | 13,338,000 | 13,187,000 | 13,614,000 |
| Total capital | 14,322,000 | 14,515,000 | 14,313,000 | 14,741,000 |
| Risk-weighted assets | 93,435,000 | 94,012,000 | 89,835,000 | 89,807,000 |