Call reports 2025
HARVEST BANK — 2025
What HARVEST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 232,925,000 | 231,558,000 | 232,900,000 | 234,948,000 |
| Total loans | 159,255,000 | 158,165,000 | 154,785,000 | 158,847,000 |
| Allowance for loan losses | 2,041,000 | 2,296,000 | 2,122,000 | 2,122,000 |
| Securities available for sale | 27,766,000 | 26,195,000 | 31,397,000 | 31,468,000 |
| Securities held to maturity | 18,831,000 | 18,954,000 | 19,078,000 | 18,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,097,000 | 212,995,000 | 213,319,000 | 215,233,000 |
| Interest-bearing deposits | 167,471,000 | 163,119,000 | 161,601,000 | 164,112,000 |
| Noninterest-bearing deposits | 47,626,000 | 49,876,000 | 51,718,000 | 51,121,000 |
| Equity capital | 15,942,000 | 16,755,000 | 17,152,000 | 18,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,780,000 | 5,650,000 | 8,611,000 | 11,528,000 |
| Interest expense | 984,000 | 1,898,000 | 2,770,000 | 3,611,000 |
| Net interest income | 1,796,000 | 3,752,000 | 5,841,000 | 7,917,000 |
| Noninterest income | 110,000 | 345,000 | 475,000 | 585,000 |
| Noninterest expense | 1,292,000 | 2,689,000 | 4,029,000 | 5,441,000 |
| Provision for loan losses | 90,000 | 354,000 | 354,000 | 354,000 |
| Pretax income | 543,000 | 1,071,000 | 1,950,000 | 2,706,000 |
| Income tax | -32,000 | 26,000 | 55,000 | 107,000 |
| Net income | 575,000 | 1,045,000 | 1,895,000 | 2,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,865,000 | 20,337,000 | 20,299,000 | 20,815,000 |
| Total capital | 21,835,000 | 22,317,000 | 22,298,000 | 22,814,000 |
| Risk-weighted assets | 157,408,000 | 157,943,000 | 159,701,000 | 159,722,000 |