Call reports 2024
HARVEST BANK — 2024
What HARVEST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 226,020,000 | 225,917,000 | 228,315,000 | 235,259,000 |
| Total loans | 148,921,000 | 150,255,000 | 152,824,000 | 159,315,000 |
| Allowance for loan losses | 1,776,000 | 1,808,000 | 1,800,000 | 1,954,000 |
| Securities available for sale | 36,339,000 | 34,507,000 | 32,522,000 | 31,143,000 |
| Securities held to maturity | 18,168,000 | 18,295,000 | 18,170,000 | 18,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,450,000 | 209,918,000 | 211,083,000 | 218,267,000 |
| Interest-bearing deposits | 159,871,000 | 161,812,000 | 158,258,000 | 161,276,000 |
| Noninterest-bearing deposits | 50,579,000 | 48,106,000 | 52,825,000 | 56,991,000 |
| Equity capital | 13,478,000 | 13,882,000 | 14,823,000 | 15,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,676,000 | 5,356,000 | 8,122,000 | 10,938,000 |
| Interest expense | 1,069,000 | 2,150,000 | 3,214,000 | 4,224,000 |
| Net interest income | 1,607,000 | 3,206,000 | 4,908,000 | 6,714,000 |
| Noninterest income | 68,000 | 158,000 | 360,000 | 472,000 |
| Noninterest expense | 1,276,000 | 2,506,000 | 3,839,000 | 5,149,000 |
| Provision for loan losses | 66,000 | 98,000 | 90,000 | 244,000 |
| Pretax income | 310,000 | 737,000 | 1,297,000 | 1,817,000 |
| Income tax | 32,000 | 161,000 | 203,000 | 244,000 |
| Net income | 278,000 | 576,000 | 1,094,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,494,000 | 18,793,000 | 18,809,000 | 19,289,000 |
| Total capital | 20,361,000 | 20,692,000 | 20,718,000 | 21,283,000 |
| Risk-weighted assets | 152,284,000 | 151,944,000 | 152,735,000 | 159,472,000 |