Call reports 2023
HARVEST BANK — 2023
What HARVEST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 218,788,000 | 220,251,000 | 223,873,000 | 229,493,000 |
| Total loans | 137,057,000 | 141,212,000 | 144,683,000 | 149,267,000 |
| Allowance for loan losses | 1,459,000 | 1,487,000 | 1,549,000 | 1,710,000 |
| Securities available for sale | 40,269,000 | 38,986,000 | 37,012,000 | 37,999,000 |
| Securities held to maturity | 17,747,000 | 17,868,000 | 17,991,000 | 18,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,631,000 | 200,713,000 | 203,991,000 | 209,196,000 |
| Interest-bearing deposits | 154,472,000 | 149,701,000 | 149,097,000 | 151,571,000 |
| Noninterest-bearing deposits | 50,159,000 | 51,012,000 | 54,894,000 | 57,625,000 |
| Equity capital | 12,161,000 | 12,379,000 | 12,359,000 | 13,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,232,000 | 4,563,000 | 7,064,000 | 9,601,000 |
| Interest expense | 676,000 | 1,586,000 | 2,593,000 | 3,650,000 |
| Net interest income | 1,556,000 | 2,977,000 | 4,471,000 | 5,951,000 |
| Noninterest income | 90,000 | 159,000 | 232,000 | 369,000 |
| Noninterest expense | 1,069,000 | 2,166,000 | 3,203,000 | 4,298,000 |
| Provision for loan losses | 16,000 | 44,000 | 106,000 | 267,000 |
| Pretax income | 502,000 | 867,000 | 1,335,000 | 1,604,000 |
| Income tax | 0 | -38,000 | -38,000 | 21,000 |
| Net income | 502,000 | 905,000 | 1,373,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,886,000 | 18,288,000 | 18,756,000 | 18,216,000 |
| Total capital | 19,345,000 | 19,775,000 | 20,305,000 | 20,019,000 |
| Risk-weighted assets | 145,568,000 | 149,882,000 | 152,825,000 | 151,831,000 |