Call reports 2022
HARVEST BANK — 2022
What HARVEST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 207,314,000 | 209,011,000 | 212,261,000 | 223,966,000 |
| Total loans | 123,792,000 | 126,177,000 | 131,800,000 | 139,742,000 |
| Allowance for loan losses | 1,444,000 | 1,444,000 | 1,444,000 | 1,443,000 |
| Securities available for sale | 57,983,000 | 59,270,000 | 57,098,000 | 39,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 16,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,637,000 | 195,290,000 | 200,687,000 | 211,167,000 |
| Interest-bearing deposits | 140,858,000 | 139,988,000 | 141,019,000 | 147,825,000 |
| Noninterest-bearing deposits | 51,779,000 | 55,302,000 | 59,668,000 | 63,342,000 |
| Equity capital | 13,151,000 | 11,213,000 | 9,472,000 | 10,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,712,000 | 5,619,000 | 7,719,000 |
| Interest expense | 124,000 | 260,000 | 519,000 | 1,028,000 |
| Net interest income | 1,782,000 | 3,452,000 | 5,100,000 | 6,691,000 |
| Noninterest income | 83,000 | 169,000 | 255,000 | 341,000 |
| Noninterest expense | 1,013,000 | 2,071,000 | 3,142,000 | 4,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 852,000 | 1,544,000 | 2,205,000 | 2,469,000 |
| Income tax | 52,000 | 135,000 | 192,000 | 248,000 |
| Net income | 800,000 | 1,409,000 | 2,013,000 | 2,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,464,000 | 16,321,000 | 16,925,000 | 16,884,000 |
| Total capital | 17,908,000 | 17,765,000 | 18,369,000 | 18,327,000 |
| Risk-weighted assets | 129,386,000 | 135,141,000 | 140,413,000 | 147,217,000 |