Call reports 2020
HARVEST BANK — 2020
What HARVEST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 158,930,000 | 172,644,000 | 172,971,000 | 186,197,000 |
| Total loans | 113,056,000 | 119,753,000 | 120,320,000 | 119,047,000 |
| Allowance for loan losses | 1,383,000 | 1,448,000 | 1,448,000 | 1,448,000 |
| Securities available for sale | 27,026,000 | 28,583,000 | 29,536,000 | 37,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,022,000 | 152,208,000 | 153,869,000 | 168,171,000 |
| Interest-bearing deposits | 106,244,000 | 111,508,000 | 107,950,000 | 115,894,000 |
| Noninterest-bearing deposits | 32,778,000 | 40,700,000 | 45,919,000 | 52,277,000 |
| Equity capital | 14,339,000 | 15,303,000 | 16,046,000 | 16,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,493,000 | 5,175,000 | 7,033,000 |
| Interest expense | 243,000 | 429,000 | 614,000 | 766,000 |
| Net interest income | 1,527,000 | 3,064,000 | 4,561,000 | 6,267,000 |
| Noninterest income | 80,000 | 165,000 | 255,000 | 347,000 |
| Noninterest expense | 901,000 | 1,895,000 | 2,818,000 | 3,946,000 |
| Provision for loan losses | 0 | 65,000 | 65,000 | 65,000 |
| Pretax income | 706,000 | 1,269,000 | 1,933,000 | 2,597,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 705,000 | 1,268,000 | 1,932,000 | 2,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,819,000 | 14,157,000 | 14,822,000 | 14,861,000 |
| Total capital | 15,202,000 | 15,605,000 | 16,270,000 | 16,309,000 |
| Risk-weighted assets | 114,626,000 | 116,666,000 | 118,398,000 | 122,852,000 |