Call reports 2019
HARVEST BANK — 2019
What HARVEST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,696,000 | 144,254,000 | 144,073,000 | 152,300,000 |
| Total loans | 106,718,000 | 108,701,000 | 110,384,000 | 109,680,000 |
| Allowance for loan losses | 1,373,000 | 1,373,000 | 1,373,000 | 1,383,000 |
| Securities available for sale | 22,068,000 | 18,731,000 | 19,933,000 | 22,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,577,000 | 128,253,000 | 127,180,000 | 136,596,000 |
| Interest-bearing deposits | 100,427,000 | 98,264,000 | 97,344,000 | 100,248,000 |
| Noninterest-bearing deposits | 29,150,000 | 29,989,000 | 29,836,000 | 36,348,000 |
| Equity capital | 13,392,000 | 14,008,000 | 14,374,000 | 14,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,586,000 | 3,238,000 | 4,915,000 | 6,681,000 |
| Interest expense | 275,000 | 570,000 | 861,000 | 1,130,000 |
| Net interest income | 1,311,000 | 2,668,000 | 4,054,000 | 5,551,000 |
| Noninterest income | 57,000 | 146,000 | 221,000 | 310,000 |
| Noninterest expense | 869,000 | 1,730,000 | 2,654,000 | 3,675,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 496,000 | 1,090,000 | 1,642,000 | 2,216,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 496,000 | 1,089,000 | 1,641,000 | 2,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,210,000 | 13,578,000 | 13,880,000 | 13,914,000 |
| Total capital | 14,517,000 | 14,915,000 | 15,239,000 | 15,286,000 |
| Risk-weighted assets | 104,518,000 | 106,951,000 | 108,718,000 | 109,778,000 |