Call reports 2018
HARVEST BANK — 2018
What HARVEST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 138,910,000 | 141,370,000 | 142,222,000 | 144,717,000 |
| Total loans | 96,999,000 | 101,679,000 | 104,696,000 | 102,020,000 |
| Allowance for loan losses | 1,328,000 | 1,348,000 | 1,373,000 | 1,373,000 |
| Securities available for sale | 21,142,000 | 20,659,000 | 20,298,000 | 22,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,960,000 | 127,214,000 | 123,772,000 | 129,437,000 |
| Interest-bearing deposits | 97,385,000 | 97,803,000 | 95,605,000 | 96,632,000 |
| Noninterest-bearing deposits | 27,575,000 | 29,411,000 | 28,167,000 | 32,805,000 |
| Equity capital | 12,419,000 | 12,568,000 | 12,760,000 | 13,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,908,000 | 4,449,000 | 6,046,000 |
| Interest expense | 133,000 | 278,000 | 453,000 | 709,000 |
| Net interest income | 1,274,000 | 2,630,000 | 3,996,000 | 5,337,000 |
| Noninterest income | 76,000 | 142,000 | 235,000 | 326,000 |
| Noninterest expense | 890,000 | 1,731,000 | 2,586,000 | 3,520,000 |
| Provision for loan losses | 40,000 | 60,000 | 86,000 | 86,000 |
| Pretax income | 422,000 | 981,000 | 1,559,000 | 2,031,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 422,000 | 981,000 | 1,559,000 | 2,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,680,000 | 12,849,000 | 13,163,000 | 13,450,000 |
| Total capital | 13,893,000 | 14,108,000 | 14,455,000 | 14,730,000 |
| Risk-weighted assets | 96,934,000 | 100,601,000 | 103,261,000 | 102,333,000 |