Call reports 2016
HARVEST BANK — 2016
What HARVEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,633,000 | 128,051,000 | 129,132,000 | 133,680,000 |
| Total loans | 90,187,000 | 92,335,000 | 93,035,000 | 92,550,000 |
| Allowance for loan losses | 1,325,000 | 1,325,000 | 1,325,000 | 1,325,000 |
| Securities available for sale | 13,463,000 | 13,559,000 | 13,371,000 | 15,281,000 |
| Securities held to maturity | 5,702,000 | 5,612,000 | 5,500,000 | 5,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,378,000 | 114,357,000 | 115,519,000 | 120,439,000 |
| Interest-bearing deposits | 90,059,000 | 90,740,000 | 89,542,000 | 90,029,000 |
| Noninterest-bearing deposits | 25,319,000 | 23,617,000 | 25,977,000 | 30,410,000 |
| Equity capital | 12,147,000 | 12,460,000 | 12,385,000 | 12,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,530,000 | 3,815,000 | 5,162,000 |
| Interest expense | 105,000 | 205,000 | 304,000 | 404,000 |
| Net interest income | 1,204,000 | 2,325,000 | 3,511,000 | 4,758,000 |
| Noninterest income | 109,000 | 207,000 | 302,000 | 378,000 |
| Noninterest expense | 746,000 | 1,498,000 | 2,315,000 | 3,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 567,000 | 1,036,000 | 1,501,000 | 1,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 567,000 | 1,036,000 | 1,501,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,062,000 | 12,332,000 | 12,296,000 | 12,419,000 |
| Total capital | 13,185,000 | 13,492,000 | 13,477,000 | 13,581,000 |
| Risk-weighted assets | 89,647,000 | 92,598,000 | 94,346,000 | 92,827,000 |