Call reports 2015
HARVEST BANK — 2015
What HARVEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 127,543,000 | 128,522,000 | 127,872,000 | 133,199,000 |
| Total loans | 88,822,000 | 90,745,000 | 90,883,000 | 92,431,000 |
| Allowance for loan losses | 1,352,000 | 1,389,000 | 1,325,000 | 1,325,000 |
| Securities available for sale | 14,688,000 | 12,259,000 | 12,774,000 | 12,583,000 |
| Securities held to maturity | 6,794,000 | 6,045,000 | 5,906,000 | 5,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,936,000 | 114,712,000 | 113,939,000 | 119,697,000 |
| Interest-bearing deposits | 90,961,000 | 90,843,000 | 88,827,000 | 88,593,000 |
| Noninterest-bearing deposits | 22,975,000 | 23,869,000 | 25,112,000 | 31,104,000 |
| Equity capital | 11,753,000 | 12,062,000 | 12,117,000 | 12,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,562,000 | 3,849,000 | 5,138,000 |
| Interest expense | 114,000 | 226,000 | 339,000 | 447,000 |
| Net interest income | 1,115,000 | 2,336,000 | 3,510,000 | 4,691,000 |
| Noninterest income | 95,000 | 192,000 | 273,000 | 382,000 |
| Noninterest expense | 788,000 | 1,529,000 | 2,256,000 | 3,253,000 |
| Provision for loan losses | 100,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | 324,000 | 887,000 | 1,415,000 | 1,712,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 323,000 | 886,000 | 1,414,000 | 1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,596,000 | 11,989,000 | 12,022,000 | 12,155,000 |
| Total capital | 12,679,000 | 13,083,000 | 13,123,000 | 13,286,000 |
| Risk-weighted assets | 86,394,000 | 87,251,000 | 87,883,000 | 90,283,000 |