Call reports 2013
HARVEST BANK — 2013
What HARVEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 130,496,000 | 124,479,000 | 127,375,000 | 133,535,000 |
| Total loans | 79,783,000 | 81,855,000 | 84,789,000 | 83,412,000 |
| Allowance for loan losses | 1,139,000 | 1,141,000 | 1,145,000 | 1,148,000 |
| Securities available for sale | 15,236,000 | 15,171,000 | 15,405,000 | 15,250,000 |
| Securities held to maturity | 6,271,000 | 6,760,000 | 7,147,000 | 7,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,288,000 | 111,553,000 | 114,139,000 | 120,065,000 |
| Interest-bearing deposits | 95,805,000 | 91,724,000 | 92,380,000 | 92,723,000 |
| Noninterest-bearing deposits | 21,483,000 | 19,829,000 | 21,759,000 | 27,342,000 |
| Equity capital | 11,435,000 | 11,473,000 | 11,542,000 | 11,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,426,000 | 3,631,000 | 4,885,000 |
| Interest expense | 162,000 | 304,000 | 434,000 | 562,000 |
| Net interest income | 1,042,000 | 2,122,000 | 3,197,000 | 4,323,000 |
| Noninterest income | 99,000 | 236,000 | 336,000 | 438,000 |
| Noninterest expense | 765,000 | 1,512,000 | 2,244,000 | 3,181,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 35,000 |
| Pretax income | 385,000 | 865,000 | 1,273,000 | 1,564,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 385,000 | 864,000 | 1,272,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,223,000 | 11,527,000 | 11,484,000 | 11,611,000 |
| Total capital | 12,209,000 | 12,521,000 | 12,516,000 | 12,639,000 |
| Risk-weighted assets | 78,735,000 | 79,357,000 | 82,452,000 | 82,098,000 |