Call reports 2012
HARVEST BANK — 2012
What HARVEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,358,000 | 77,172,000 | 75,980,000 | 84,869,000 |
| Total loans | 49,363,000 | 50,035,000 | 50,388,000 | 49,814,000 |
| Allowance for loan losses | 757,000 | 757,000 | 757,000 | 757,000 |
| Securities available for sale | 10,189,000 | 9,679,000 | 9,068,000 | 8,933,000 |
| Securities held to maturity | 3,553,000 | 4,165,000 | 4,184,000 | 4,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,012,000 | 68,586,000 | 67,304,000 | 76,443,000 |
| Interest-bearing deposits | 57,017,000 | 55,547,000 | 54,798,000 | 58,513,000 |
| Noninterest-bearing deposits | 11,995,000 | 13,038,000 | 12,506,000 | 17,930,000 |
| Equity capital | 7,112,000 | 7,373,000 | 7,445,000 | 7,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,635,000 | 2,457,000 | 3,254,000 |
| Interest expense | 114,000 | 225,000 | 334,000 | 434,000 |
| Net interest income | 707,000 | 1,410,000 | 2,123,000 | 2,820,000 |
| Noninterest income | 60,000 | 140,000 | 216,000 | 288,000 |
| Noninterest expense | 439,000 | 863,000 | 1,271,000 | 1,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 328,000 | 687,000 | 1,068,000 | 1,297,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 328,000 | 686,000 | 1,067,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,931,000 | 7,173,000 | 7,229,000 | 7,323,000 |
| Total capital | 7,546,000 | 7,791,000 | 7,868,000 | 7,954,000 |
| Risk-weighted assets | 49,085,000 | 50,105,000 | 51,026,000 | 50,386,000 |