Call reports 2011
HARVEST BANK — 2011
What HARVEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,591,000 | 73,783,000 | 74,181,000 | 74,872,000 |
| Total loans | 47,993,000 | 48,807,000 | 50,396,000 | 49,563,000 |
| Allowance for loan losses | 772,000 | 757,000 | 757,000 | 757,000 |
| Securities available for sale | 8,632,000 | 8,685,000 | 8,009,000 | 8,926,000 |
| Securities held to maturity | 4,430,000 | 4,944,000 | 4,801,000 | 4,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,138,000 | 65,063,000 | 65,149,000 | 66,624,000 |
| Interest-bearing deposits | 51,853,000 | 53,169,000 | 52,783,000 | 54,031,000 |
| Noninterest-bearing deposits | 11,285,000 | 11,894,000 | 12,366,000 | 12,593,000 |
| Equity capital | 6,573,000 | 6,860,000 | 7,150,000 | 7,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,638,000 | 2,508,000 | 3,366,000 |
| Interest expense | 162,000 | 313,000 | 455,000 | 581,000 |
| Net interest income | 658,000 | 1,325,000 | 2,053,000 | 2,785,000 |
| Noninterest income | 60,000 | 119,000 | 187,000 | 250,000 |
| Noninterest expense | 438,000 | 848,000 | 1,272,000 | 1,847,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 596,000 | 968,000 | 1,188,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 280,000 | 595,000 | 967,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,516,000 | 6,731,000 | 6,983,000 | 6,878,000 |
| Total capital | 6,990,000 | 7,344,000 | 7,615,000 | 7,501,000 |
| Risk-weighted assets | 48,750,000 | 48,923,000 | 50,413,000 | 49,686,000 |