Call reports 2006
HARVEST BANK — 2006
What HARVEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,982,000 | 66,317,000 | 67,688,000 | 68,458,000 |
| Total loans | 47,774,000 | 49,584,000 | 50,992,000 | 51,686,000 |
| Allowance for loan losses | 303,000 | 303,000 | 353,000 | 352,000 |
| Securities available for sale | 3,771,000 | 3,610,000 | 3,617,000 | 3,538,000 |
| Securities held to maturity | 5,570,000 | 5,308,000 | 5,171,000 | 5,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,669,000 | 58,444,000 | 58,571,000 | 59,981,000 |
| Interest-bearing deposits | 35,413,000 | 49,317,000 | 46,662,000 | 47,895,000 |
| Noninterest-bearing deposits | 18,256,000 | 9,127,000 | 11,909,000 | 12,086,000 |
| Equity capital | 4,989,000 | 5,168,000 | 5,330,000 | 5,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,850,000 | 2,849,000 | 3,995,000 |
| Interest expense | 246,000 | 649,000 | 1,189,000 | 1,661,000 |
| Net interest income | 644,000 | 1,201,000 | 1,660,000 | 2,334,000 |
| Noninterest income | 115,000 | 232,000 | 341,000 | 406,000 |
| Noninterest expense | 445,000 | 818,000 | 1,100,000 | 1,611,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 51,000 |
| Pretax income | 311,000 | 612,000 | 847,000 | 1,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 612,000 | 847,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,053,000 | 5,254,000 | 5,379,000 | 5,504,000 |
| Total capital | 5,356,000 | 5,557,000 | 5,732,000 | 5,856,000 |
| Risk-weighted assets | 44,861,000 | 46,602,000 | 47,483,000 | 47,851,000 |