Call reports 2001
HARVEST BANK — 2001
What HARVEST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,278,000 | 41,057,000 | 43,561,000 | 44,932,000 |
| Total loans | 31,220,000 | 33,141,000 | 33,093,000 | 32,278,000 |
| Allowance for loan losses | 237,000 | 237,000 | 237,000 | 237,000 |
| Securities available for sale | 875,000 | 877,000 | 1,103,000 | 1,198,000 |
| Securities held to maturity | 3,426,000 | 2,788,000 | 3,817,000 | 5,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,908,000 | 33,103,000 | 37,414,000 | 38,794,000 |
| Interest-bearing deposits | 27,753,000 | 27,832,000 | 30,918,000 | 31,071,000 |
| Noninterest-bearing deposits | 6,155,000 | 5,271,000 | 6,496,000 | 7,723,000 |
| Equity capital | 3,118,000 | 3,221,000 | 3,331,000 | 3,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,665,000 | 2,516,000 | 3,330,000 |
| Interest expense | 371,000 | 730,000 | 1,096,000 | 1,399,000 |
| Net interest income | 437,000 | 935,000 | 1,420,000 | 1,931,000 |
| Noninterest income | 74,000 | 132,000 | 215,000 | 293,000 |
| Noninterest expense | 271,000 | 528,000 | 802,000 | 1,185,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 225,000 | 524,000 | 818,000 | 1,024,000 |
| Income tax | 25,000 | -3,000 | 5,000 | -6,000 |
| Net income | 200,000 | 527,000 | 813,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,104,000 | 3,211,000 | 3,302,000 | 3,399,000 |
| Total capital | 3,338,000 | 3,448,000 | 3,539,000 | 3,636,000 |
| Risk-weighted assets | 29,956,000 | 31,736,000 | 32,512,000 | 31,681,000 |