Call reports 2014
FIRST AMERICAN BANK — 2014
What FIRST AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 294,846,000 | 290,438,000 | 303,393,000 | 298,056,000 |
| Total loans | 181,629,000 | 178,324,000 | 186,668,000 | 195,970,000 |
| Allowance for loan losses | 2,746,000 | 2,245,000 | 2,232,000 | 2,233,000 |
| Securities available for sale | 31,047,000 | 30,724,000 | 31,530,000 | 29,398,000 |
| Securities held to maturity | 11,164,000 | 10,886,000 | 9,589,000 | 9,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,375,000 | 259,251,000 | 272,264,000 | 266,835,000 |
| Interest-bearing deposits | 164,990,000 | 163,259,000 | 166,886,000 | 166,746,000 |
| Noninterest-bearing deposits | 99,386,000 | 95,992,000 | 105,378,000 | 100,089,000 |
| Equity capital | 29,477,000 | 29,948,000 | 29,919,000 | 30,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,706,000 | 5,384,000 | 8,042,000 | 10,763,000 |
| Interest expense | 171,000 | 329,000 | 482,000 | 628,000 |
| Net interest income | 2,535,000 | 5,055,000 | 7,560,000 | 10,135,000 |
| Noninterest income | 3,095,000 | 3,796,000 | 4,446,000 | 5,369,000 |
| Noninterest expense | 3,094,000 | 5,944,000 | 8,675,000 | 11,796,000 |
| Provision for loan losses | 4,000 | -499,000 | -501,000 | -498,000 |
| Pretax income | 2,532,000 | 3,406,000 | 3,832,000 | 4,206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,532,000 | 3,406,000 | 3,832,000 | 4,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,593,000 | 29,922,000 | 29,962,000 | 30,117,000 |
| Total capital | 31,991,000 | 32,167,000 | 32,194,000 | 32,350,000 |
| Risk-weighted assets | 191,960,000 | 191,141,000 | 198,341,000 | 204,781,000 |