Call reports 2013
FIRST AMERICAN BANK — 2013
What FIRST AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 327,033,000 | 337,556,000 | 339,138,000 | 362,255,000 |
| Total loans | 201,826,000 | 207,608,000 | 212,202,000 | 214,800,000 |
| Allowance for loan losses | 2,799,000 | 2,777,000 | 2,776,000 | 2,741,000 |
| Securities available for sale | 40,271,000 | 38,207,000 | 34,369,000 | 33,284,000 |
| Securities held to maturity | 14,759,000 | 12,207,000 | 11,730,000 | 11,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,452,000 | 309,294,000 | 310,805,000 | 333,892,000 |
| Interest-bearing deposits | 194,806,000 | 197,656,000 | 197,431,000 | 200,172,000 |
| Noninterest-bearing deposits | 103,646,000 | 111,638,000 | 113,374,000 | 133,720,000 |
| Equity capital | 27,313,000 | 26,827,000 | 26,920,000 | 27,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,072,000 | 6,223,000 | 9,396,000 | 12,659,000 |
| Interest expense | 224,000 | 436,000 | 646,000 | 846,000 |
| Net interest income | 2,848,000 | 5,787,000 | 8,750,000 | 11,813,000 |
| Noninterest income | 798,000 | 1,663,000 | 2,590,000 | 3,511,000 |
| Noninterest expense | 3,127,000 | 6,394,000 | 9,720,000 | 13,014,000 |
| Provision for loan losses | -2,000 | 4,000 | 13,000 | 19,000 |
| Pretax income | 521,000 | 1,052,000 | 1,607,000 | 2,291,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 521,000 | 1,052,000 | 1,607,000 | 2,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,551,000 | 26,427,000 | 26,521,000 | 26,986,000 |
| Total capital | 29,142,000 | 29,144,000 | 29,257,000 | 29,727,000 |
| Risk-weighted assets | 207,050,000 | 217,280,000 | 218,884,000 | 228,155,000 |