Call reports 2012
FIRST AMERICAN BANK — 2012
What FIRST AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 317,768,000 | 324,263,000 | 323,023,000 | 330,160,000 |
| Total loans | 190,365,000 | 192,861,000 | 195,002,000 | 200,824,000 |
| Allowance for loan losses | 2,962,000 | 2,796,000 | 2,545,000 | 2,843,000 |
| Securities available for sale | 19,798,000 | 36,411,000 | 41,038,000 | 41,432,000 |
| Securities held to maturity | 21,216,000 | 20,606,000 | 17,881,000 | 15,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,014,000 | 296,363,000 | 294,655,000 | 301,550,000 |
| Interest-bearing deposits | 200,187,000 | 198,825,000 | 195,690,000 | 197,291,000 |
| Noninterest-bearing deposits | 90,827,000 | 97,538,000 | 98,965,000 | 104,258,000 |
| Equity capital | 25,671,000 | 26,586,000 | 26,935,000 | 27,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,162,000 | 6,841,000 | 10,039,000 | 13,341,000 |
| Interest expense | 304,000 | 580,000 | 838,000 | 1,082,000 |
| Net interest income | 2,858,000 | 6,261,000 | 9,201,000 | 12,259,000 |
| Noninterest income | 861,000 | 1,638,000 | 2,512,000 | 3,468,000 |
| Noninterest expense | 3,278,000 | 6,399,000 | 9,520,000 | 12,684,000 |
| Provision for loan losses | 55,000 | -295,000 | -289,000 | -184,000 |
| Pretax income | 386,000 | 1,795,000 | 2,482,000 | 3,227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 1,795,000 | 2,482,000 | 3,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,020,000 | 25,928,000 | 26,125,000 | 26,611,000 |
| Total capital | 27,505,000 | 28,475,000 | 28,670,000 | 29,199,000 |
| Risk-weighted assets | 197,595,000 | 203,544,000 | 204,508,000 | 206,759,000 |