Call reports 2010
FIRST AMERICAN BANK — 2010
What FIRST AMERICAN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 292,429,000 | 300,580,000 | 299,122,000 | 300,738,000 |
| Total loans | 225,991,000 | 221,737,000 | 217,873,000 | 211,717,000 |
| Allowance for loan losses | 2,682,000 | 2,697,000 | 2,776,000 | 2,472,000 |
| Securities available for sale | 19,937,000 | 23,726,000 | 21,144,000 | 27,979,000 |
| Securities held to maturity | 0 | 0 | 1,503,000 | 1,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,885,000 | 272,823,000 | 271,133,000 | 272,997,000 |
| Interest-bearing deposits | 197,281,000 | 202,098,000 | 199,453,000 | 199,998,000 |
| Noninterest-bearing deposits | 67,604,000 | 70,725,000 | 71,680,000 | 72,999,000 |
| Equity capital | 24,655,000 | 24,643,000 | 24,902,000 | 24,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,785,000 | 7,530,000 | 11,225,000 | 14,784,000 |
| Interest expense | 660,000 | 1,288,000 | 1,871,000 | 2,425,000 |
| Net interest income | 3,125,000 | 6,242,000 | 9,354,000 | 12,359,000 |
| Noninterest income | 818,000 | 1,620,000 | 2,517,000 | 3,382,000 |
| Noninterest expense | 3,392,000 | 6,698,000 | 10,003,000 | 13,414,000 |
| Provision for loan losses | 158,000 | 320,000 | 495,000 | 968,000 |
| Pretax income | 393,000 | 844,000 | 1,373,000 | 1,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 393,000 | 844,000 | 1,373,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,015,000 | 23,981,000 | 24,242,000 | 24,107,000 |
| Total capital | 26,697,000 | 26,678,000 | 26,985,000 | 26,579,000 |
| Risk-weighted assets | 222,528,000 | 219,846,000 | 219,410,000 | 216,888,000 |