Call reports 2009
FIRST AMERICAN BANK — 2009
What FIRST AMERICAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 295,010,000 | 290,706,000 | 287,057,000 | 294,681,000 |
| Total loans | 228,916,000 | 233,463,000 | 230,155,000 | 230,490,000 |
| Allowance for loan losses | 2,628,000 | 2,401,000 | 2,579,000 | 2,632,000 |
| Securities available for sale | 19,031,000 | 20,492,000 | 19,372,000 | 20,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,834,000 | 261,682,000 | 257,550,000 | 265,257,000 |
| Interest-bearing deposits | 195,490,000 | 191,622,000 | 190,997,000 | 198,624,000 |
| Noninterest-bearing deposits | 70,344,000 | 70,060,000 | 66,553,000 | 66,633,000 |
| Equity capital | 24,478,000 | 24,017,000 | 24,472,000 | 24,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 7,991,000 | 12,009,000 | 15,953,000 |
| Interest expense | 905,000 | 1,727,000 | 2,510,000 | 3,244,000 |
| Net interest income | 3,079,000 | 6,264,000 | 9,499,000 | 12,709,000 |
| Noninterest income | 808,000 | 1,664,000 | 2,554,000 | 3,443,000 |
| Noninterest expense | 3,248,000 | 6,668,000 | 9,995,000 | 13,564,000 |
| Provision for loan losses | 118,000 | 882,000 | 1,104,000 | 1,369,000 |
| Pretax income | 521,000 | 378,000 | 954,000 | 1,222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 521,000 | 378,000 | 954,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,750,000 | 23,267,000 | 23,702,000 | 23,742,000 |
| Total capital | 26,378,000 | 25,668,000 | 26,281,000 | 26,374,000 |
| Risk-weighted assets | 228,335,000 | 228,032,000 | 224,422,000 | 227,970,000 |