Call reports 2006
FIRST AMERICAN BANK — 2006
What FIRST AMERICAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 275,327,000 | 278,347,000 | 270,295,000 | 266,631,000 |
| Total loans | 192,554,000 | 200,680,000 | 200,661,000 | 204,780,000 |
| Allowance for loan losses | 2,200,000 | 2,210,000 | 2,197,000 | 2,114,000 |
| Securities available for sale | 32,334,000 | 33,313,000 | 35,152,000 | 32,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,778,000 | 257,427,000 | 247,800,000 | 244,948,000 |
| Interest-bearing deposits | 191,118,000 | 194,331,000 | 185,464,000 | 225,786,000 |
| Noninterest-bearing deposits | 63,660,000 | 63,096,000 | 62,336,000 | 19,162,000 |
| Equity capital | 19,797,000 | 20,059,000 | 20,824,000 | 20,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,373,000 | 9,066,000 | 14,035,000 | 18,944,000 |
| Interest expense | 1,463,000 | 3,061,000 | 4,788,000 | 6,457,000 |
| Net interest income | 2,910,000 | 6,005,000 | 9,247,000 | 12,487,000 |
| Noninterest income | 855,000 | 1,930,000 | 3,151,000 | 4,020,000 |
| Noninterest expense | 3,085,000 | 6,152,000 | 9,252,000 | 12,527,000 |
| Provision for loan losses | 72,000 | 111,000 | 182,000 | 265,000 |
| Pretax income | 608,000 | 1,672,000 | 2,964,000 | 3,715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 608,000 | 1,672,000 | 2,964,000 | 3,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,646,000 | 20,023,000 | 20,600,000 | 20,550,000 |
| Total capital | 21,846,000 | 22,233,000 | 22,797,000 | 22,664,000 |
| Risk-weighted assets | 203,091,000 | 208,065,000 | 205,595,000 | 209,419,000 |