Call reports 2005
FIRST AMERICAN BANK — 2005
What FIRST AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 239,386,000 | 241,527,000 | 256,591,000 | 266,320,000 |
| Total loans | 171,104,000 | 178,402,000 | 181,431,000 | 192,414,000 |
| Allowance for loan losses | 2,291,000 | 2,343,000 | 2,163,000 | 2,263,000 |
| Securities available for sale | 26,608,000 | 26,529,000 | 30,567,000 | 33,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,326,000 | 216,908,000 | 231,632,000 | 241,138,000 |
| Interest-bearing deposits | 162,885,000 | 163,465,000 | 173,982,000 | 181,878,000 |
| Noninterest-bearing deposits | 50,441,000 | 53,443,000 | 57,650,000 | 59,260,000 |
| Equity capital | 18,521,000 | 19,089,000 | 19,223,000 | 19,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,418,000 | 7,022,000 | 10,931,000 | 15,125,000 |
| Interest expense | 872,000 | 1,820,000 | 2,906,000 | 4,228,000 |
| Net interest income | 2,546,000 | 5,202,000 | 8,025,000 | 10,897,000 |
| Noninterest income | 817,000 | 1,707,000 | 2,604,000 | 3,525,000 |
| Noninterest expense | 2,868,000 | 5,749,000 | 8,749,000 | 11,818,000 |
| Provision for loan losses | 234,000 | 482,000 | 661,000 | 821,000 |
| Pretax income | 261,000 | 678,000 | 1,219,000 | 1,783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 678,000 | 1,219,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,247,000 | 18,664,000 | 18,874,000 | 19,439,000 |
| Total capital | 20,464,000 | 20,937,000 | 21,037,000 | 21,702,000 |
| Risk-weighted assets | 177,256,000 | 181,778,000 | 187,487,000 | 198,033,000 |