Call reports 2004
FIRST AMERICAN BANK — 2004
What FIRST AMERICAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 240,460,000 | 244,126,000 | 236,065,000 | 238,163,000 |
| Total loans | 180,780,000 | 173,322,000 | 172,730,000 | 170,721,000 |
| Allowance for loan losses | 2,482,000 | 2,115,000 | 2,214,000 | 2,175,000 |
| Securities available for sale | 12,103,000 | 24,207,000 | 25,280,000 | 26,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,899,000 | 215,396,000 | 207,201,000 | 209,781,000 |
| Interest-bearing deposits | 164,834,000 | 164,853,000 | 158,696,000 | 158,472,000 |
| Noninterest-bearing deposits | 46,065,000 | 50,543,000 | 48,505,000 | 51,309,000 |
| Equity capital | 18,596,000 | 18,207,000 | 18,666,000 | 18,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,408,000 | 6,784,000 | 10,143,000 | 13,560,000 |
| Interest expense | 876,000 | 1,726,000 | 2,540,000 | 3,360,000 |
| Net interest income | 2,532,000 | 5,058,000 | 7,603,000 | 10,200,000 |
| Noninterest income | 743,000 | 1,492,000 | 2,415,000 | 3,208,000 |
| Noninterest expense | 2,717,000 | 5,510,000 | 8,357,000 | 11,139,000 |
| Provision for loan losses | 443,000 | 965,000 | 1,371,000 | 1,698,000 |
| Pretax income | 115,000 | 75,000 | 290,000 | 590,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 115,000 | 75,000 | 290,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,811,000 | 17,770,000 | 17,986,000 | 18,286,000 |
| Total capital | 20,155,000 | 19,885,000 | 20,200,000 | 20,461,000 |
| Risk-weighted assets | 187,360,000 | 185,113,000 | 178,635,000 | 177,246,000 |
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