Call reports 2003
FIRST AMERICAN BANK — 2003
What FIRST AMERICAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 212,343,000 | 226,020,000 | 234,024,000 | 238,412,000 |
| Total loans | 172,151,000 | 178,911,000 | 179,077,000 | 179,566,000 |
| Allowance for loan losses | 2,074,000 | 2,431,000 | 2,710,000 | 2,261,000 |
| Securities available for sale | 12,752,000 | 11,741,000 | 11,272,000 | 10,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,449,000 | 196,625,000 | 203,972,000 | 209,164,000 |
| Interest-bearing deposits | 148,455,000 | 154,458,000 | 157,399,000 | 161,559,000 |
| Noninterest-bearing deposits | 36,994,000 | 42,167,000 | 46,573,000 | 47,605,000 |
| Equity capital | 17,177,000 | 16,974,000 | 17,901,000 | 17,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,398,000 | 6,944,000 | 10,436,000 | 13,949,000 |
| Interest expense | 949,000 | 1,902,000 | 2,833,000 | 3,725,000 |
| Net interest income | 2,449,000 | 5,042,000 | 7,603,000 | 10,224,000 |
| Noninterest income | 702,000 | 1,504,000 | 2,317,000 | 3,082,000 |
| Noninterest expense | 2,258,000 | 4,608,000 | 7,331,000 | 9,866,000 |
| Provision for loan losses | 264,000 | 705,000 | 1,391,000 | 3,175,000 |
| Pretax income | 629,000 | 1,233,000 | 1,206,000 | 273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 629,000 | 1,233,000 | 1,206,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,378,000 | 16,197,000 | 17,170,000 | 17,196,000 |
| Total capital | 18,452,000 | 18,441,000 | 19,451,000 | 19,457,000 |
| Risk-weighted assets | 174,464,000 | 180,399,000 | 182,027,000 | 183,189,000 |